Financial Planning in Wilmington, DE

You’ve worked for years to build your income to its current level. Can you confidently manage your assets to the fullest without outside help? Unless you’re trained in complex tax laws, financial regulations, and investment options, chances are you’re missing out on an opportunity to make your money work harder for you. Team up with a financial planner so you don’t miss out anymore!

Financial Consulate offers knowledgeable, skilled, and ethical investment advice to help you prepare, grow, and safeguard a financial nest egg for you and your family’s future. We are one of only a few financial advisory firms in the country that follow the rigorous standards established by the National Association of Personal Financial Advisors (NAPFA). We intend to work tirelessly on your behalf and cater to your unique financial needs for maximum results.

To learn more about financial planning in Wilmington, or to request a Financial Physical®, please contact Financial Consulate.

Fee-Only Financial Advisors in Wilmington

While looking for financial planning services in Wilmington, you may have run across the terms “fee-based” and “fee-only.” This has you wondering: What’s the difference between the two?

Fee-based financial planning is when an advisor charges fees and collects commissions. They’re permitted to use the word “fee-based” even if fees aren’t their exclusive means of making money.

On the other hand, fee-only financial planning does away with commissions, kickbacks, and referrals to eliminate any chance for unscrupulous behavior. When you work with a fee-only financial advisor, you’re teaming up with a fiduciary who always has your best interests at heart.

Contact us today to work with a trusted financial advisor in Wilmington.

Retirement Planning Services in Wilmington, DE

Everyone wants a comfortable, stress-free retirement. Do you have everything lined up to make this happen? Whether you’re planning ahead, looking to retire in a few short years, or have already stopped working, Financial Consulate can offer tips for growing your nest egg. We’ll assess the following to ensure we offer the best advice possible:

  • Accumulated assets and debts
  • Estimated earned income and expenses from now until retirement
  • Rate of return on existing investments
  • Income needs and expenses after retirement
  • Current and post-retirement taxable income and capital gains tax rates
  • Required minimum distributions and related taxes
  • Social Security, Medicare, and Medicaid eligibility and benefits

Investment Advisory & Wealth Management

If you want your assets to keep growing, you must invest them in the right places. Higher gains and lower risks come from proper portfolio diversification. Financial Consulate can tackle the delicate and time-consuming affair of monitoring the market and recommending investments that will offer the best returns.

When recommending new opportunities, we always listen carefully to your long-term financial goals and consider the level of risk you want to take. Because we’re a fee-only financial advisor in Wilmington, we only profit when you do!

Wilmington Certified Financial Planners

For the best results, you should only work with a Certified Financial Planner, or CFP. This is a licensed finance industry professional who has earned this distinction by completing the following:

  • Earn a bachelor’s degree from an accredited university
  • Complete the CFP Board financial planning education requirements
  • Complete the 7-hour CFP Certification Examination
  • Gain three years of qualifying work experience
  • Pass the candidate Fitness Standards and background check

All of our Wilmington CFPs are highly educated, trained, and qualified to serve as financial planners. Each member of our team averages 18 years of experience and completes more continuing education than required by the CFP Board.

Meet with a Financial Planner in Wilmington

Turn to Financial Consulate for everything from wealth management to retirement planning to estate planning. With our status as a financial fiduciary, you can always trust us to educate you on your investment options, suggest the ideal products for you, and act in your best interest at all times. Our above-average credentials make us more than qualified to help you secure a stable financial future for you and your family.

To schedule an initial appointment and find out more about our financial planning services in Wilmington, please contact Financial Consulate today.