Personal Financial Management

Financial Advisors in the Mid-Atlantic Area

Many individuals and families in the Mid-Atlantic (DC, DE, MD, PA, and VA) only have a vague idea of their financial situation. It’s easy to become overwhelmed by tax laws, regulations, interest rates, market fluctuations, and other challenges with planning your finances and managing your wealth. Some people become so intimidated that they end up ignoring critical financial opportunities.

The highly trained financial advisors at Financial Consulate are here to bear the burden of monitoring, interpreting, and acting on the market to help you make the best financial decisions for your family, both today and after retirement. We are committed to ethical financial advising and strive to use our expertise to help you navigate life’s events and educate you on the financial changes that come with them.

If you’re ready to partner with an ethical, highly qualified financial planner in the Mid-Atlantic area, please contact Financial Consulate today to learn more.

Our Financial Analysis: The Financial Physical®

The Financial Physical® is our trademarked financial analysis designed to provide you with a comprehensive overview of your financial situation. Like a doctor measuring your vital signs to assess your overall physical health, we review your financial standing as it relates to your aspirations and priorities. During this financial assessment, we evaluate:

  • Assets and liabilities
  • Company and government benefits
  • Education planning
  • Retirement planning
  • Estate planning
  • Tax planning
  • Insurance planning

At the end of your Financial Physical®, once we’ve shown what we can do, you’ll know for certain whether we’re the right advisor for you. We’ll ask if you’re ready to work with us on an ongoing basis. If so, we’ll waive the fee* and gladly welcome you to the Financial Consulate family.

Ready to take control of your financial well being? Contact Financial Consulate today to begin with your Financial Physical and get a full financial analysis!

 

*Subject to minimum investment management fee

Financial Planning & Wealth Management in the Mid-Atlantic

Once you complete the Financial Physical® process and sign up as a long-term client, our Personal Financial Management services begin. We will help you to remove the worry and burden from your shoulders and provide you with expert advice on all financial planning and wealth management topics. Some of our services include:

  • Optimizing your benefits
  • Analyzing your income in advance to better manage your taxes
  • Ensuring your beneficiaries are up-to-date
  • Devising optimal retirement withdrawal strategies
  • Periodically reviewing your insurance coverage for home, auto, liability, life, disability, LTC, and more
  • Ensuring you understand your estate documents and helping you update them as needed
  • Calculating and distributing your Required Minimum Distributions

We charge 1% or less on assets under our care depending on your specific situation, subject to a minimum quarterly fee of $625.  You can learn more about our fees by clicking below.

Fee-Only Financial Planners with CFP Designations

As a fee-only personal financial management firm, we collect a percentage of your total investment portfolio and do not accept any compensation based on product sales or kick-backs from recommendations. This aligns our interests with yours so that, unlike commission-based financial management, there’s no opportunity for unscrupulous behavior and we act only in your best interest. You can be confident that every financial service we perform is done with you in mind.

Our advisors are also designated as Certified Financial Planners, or CFPs. This means they are licensed by the CFP Board, a distinction that can only come after earning a four-year college degree, completing the Board’s education requirements, passing the 7-hour CFP Certification Exam, working for three years in the industry, and passing the Candidate Fitness Standards and background check. We also require our CFPs to maintain continuing education in excess of that required by the CFP Board.

Get in Touch with Our Financial Advisors Today

The level of knowledge and expertise we provide our customers is unprecedented in the financial planning industry. We have invested significant time, money, and resources to train our advisors to be the very best. We always focus on advising, not selling, and we offer comprehensive personalized recommendations for our clients’ consideration.

For Personal Financial Management in the Mid-Atlantic area, including DC, DE, MD, PA, and VA, please contact Financial Consulate today.