In the complex and ever-changing world of finance, it’s no wonder you feel overwhelmed at the thought of planning for retirement, budgeting for insurance expenses, and managing your investment portfolio. Fortunately, Financial Consulate is here to take the burden of financial planning off your shoulders.
Our financial advisory firm serves Hanover residents who are looking for financial advisors in PA. We aren’t just highly trained in asset management and financial planning—we are also extremely ethical about how we provide our services. We follow a strict code of values, pledge to keep your best interests at heart, and comply with the rigorous standards established by the National Association of Personal Financial Advisors (NAPFA).
Looking for a fee-only certified financial planner “near me”? Contact Financial Consulate to request a Financial Physical® today. We provide Philadelphia, Harrisburg, Pittsburgh, and Hanover retirement and financial planning services.
Hanover Fee-Only Financial Advisors
There are two main ways financial advisory firms make money: commissions and fees. While both are appropriate on an individual basis, commission-based financial advising can sometimes lead to conflicts of interest. On the other hand, fee-only financial advisors collect a percentage of your total investment portfolio, giving the advisor an incentive to build your overall investment portfolio so both parties benefit. As a fee-only certified financial planner, Financial Consulate always puts your interests first. We don’t collect commissions, kickbacks, or referral fees, which ensures our interests are aligned with yours at all times.
Retirement Planning in Hanover
You have worked hard to build your career over the past few decades. Now, you’re wondering when you can settle down for a comfortable retirement. With retirement planning services in Hanover from Financial Consulate, we’ll work alongside you to develop a financial strategy to help you live a comfortable lifestyle after you stop working. Here are some of the critical factors we analyze:
- Accumulated assets and debts
- Estimated earned income and expenses from now until retirement
- Rate of return on existing investments
- Income needs and expenses after retirement
- Current and post-retirement tax income and capital gains tax rates
- Required minimum distributions and related taxes
- Social Security, Medicare, and Medicaid eligibility and benefits
Investment Advisory & Wealth Management
Monitoring and acting upon the continually changing investment market is a delicate and time-consuming affair that is rife with potential pitfalls. The experienced and ethical investment advisory team at Financial Consulate in Hanover can help you by diversifying your portfolio and monitoring its progress with regards to your financial circumstances and life events.
Our wealth management team takes the time to carefully assess the various aspects of your financial standing before making any advisement. This gives us an insider’s view of your specific situation so that we can formulate individualized investment recommendations that suit you perfectly.
Certified Financial Planners (CFP) in Hanover
It’s important to trust your investment portfolio to a Certified Financial Planner, or CFP. These professionals are licensed by the CFP Board after completing the following qualifications:
- Earn a bachelor’s degree from an accredited university
- Complete the CFP Board financial planning education requirements
- Complete the seven-hour CFP Certification exam
- Gain three years of qualifying work experience
- Pass the Candidate Fitness standards and background check
The financial advisors on our team are all highly qualified to manage your financial investments. At Financial Consulate, we pride ourselves on the high level of education, credentials, and experience we can bring to our clients to ensure you have a successful financial future.
Schedule Financial Planning Services in Hanover, PA
Financial Consulate offers a full range of financial services to meet our Hanover clients’ wealth management and retirement planning needs. We’re highly qualified to advise you on important financial decisions, and we’ll never suggest a product that isn’t right for you. Plus, since our team is comprised of fee-only financial advisors, you can place your full confidence in us.
To ask about our fee-only financial planning rates, please contact Financial Consulate in Hanover today.