The Financial Physical®: Our Comprehensive Financial Analysis

Financial Planners Serving Delaware, Maryland, Pennsylvania, Virginia & DC

The Financial Physical® is our trademarked service designed to provide you with a complete overview of your financial situation. Like a doctor examining your physical health before recommending a treatment, we review your entire financial status in preparation for offering financial advice and investment planning.

To schedule a comprehensive financial analysis in the Mid-Atlantic, please call Financial Consulate today. You can contact our Hunt Valley, MD office at 410-823-7283 and our Gettysburg, PA location at 717-334-1861.

Topics We Will Cover:

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We charge $2,500 for a Financial Physical® for the time it takes our expert financial advisors to conduct a thorough financial analysis. If you decide to become an ongoing client with us or are unsatisfied, we’ll waive this fee for you. This gives you a chance to experience our competency and customer service before committing to a long-term relationship. After going through a financial analysis, you’ll know whether we’re the right financial planners for you.

 

Our promise: If you are not completely satisfied after going through the Financial Physical®, simply let us know and we won’t charge you anything. If you decide to work with us as your Personal Financial Manager, then we will credit the cost of the Financial Physical® into the long-term relationship. Contact us today to schedule your Financial Physical®.

The Financial Consulate Financial Physical® Covers:

Tax Planning

Proper tax preparation ensures you don’t under- or over-report your tax liability. Tax planning takes this one step further by always considering what you owe the government when you make any financial decision.

Do you know how to build a tax-efficient investment portfolio? When to add or remove dependents on a tax return? How to maximize business deductions and charitable contributions? When to itemize or take the standard deduction? These are the questions we’ll address during your comprehensive financial analysis.

Company & Government Benefits

Company benefits include medical insurance, retirement savings plans, disability insurance, and life insurance. Government benefits include Social Security, Medicare, and Medicaid. Are you maximizing these benefits for yourself and your family? Our Financial Physical® can help you realize how to make improvements.

Retirement Planning

When it comes to retiring with a healthy nest egg, nothing is more important than getting the timing right. You’ve been working hard all your life, and you deserve to retire with financial security.

As you approach retirement age, make sure you have a strategy in place to continue living comfortably after you stop working. The Retirement Planning component of the Financial Physical® involves analyzing your assets and debts, earned income and expenses, current investments, and other factors to help you determine the right time to retire.

Assets & Liability

Comparing your current assets (everything you own) to your current liabilities (everything you owe) gives you a quick snapshot of your overall financial health. Since assets and liabilities are ever-changing, it’s important to consider how various aspects of your life could affect your overall equity (assets minus liabilities) in the years to come. To do this, you need a Financial Physical® from Financial Consulate.

Insurance Planning

Are you paying for an insurance plan you don’t need? It’s also possible you’re missing very important coverage that could protect you in a crisis. Choosing what types of insurance you need and when—including life, disability, long-term care, and key man insurance—depends on your age, personal income, family income, debt, and other factors. We can help you make the right determination during your financial analysis.

Estate Planning

As your net worth grows, so does the estate you pass on to your heirs. To prevent substantial estate tax liabilities and your assets being subject to probate, make sure you write a will, title your assets, and update your beneficiaries with insurance companies and retirement accounts. We’ll assess where your estate planning stands and what changes you could make to save your family money and heartache once you’re gone.

Looking for a Financial Planner? Get in Touch Today

We charge $2,500 for a Financial Physical® for the time it takes our expert financial advisors to conduct a thorough financial analysis. If you decide to become an ongoing client with us, or are unsatisfied, we’ll waive this fee for you. This gives you a chance to experience our competency and customer service before committing to a long-term relationship. After going through a financial analysis, you’ll know whether we’re the right financial planners for you.

Contact Financial Consulate and schedule your Financial Physical® today.