Effective use of Company Benefits

Company Benefits

Effective use of Company Benefits

Companies of all sizes, no matter how big or small, are likely to provide some form of company benefits. However, not all benefits best fit the employee’s needs, so it is important to understand how to integrate benefits within an overall financial plan. For the employee, the first considerations are about Medical Insurance: Are you…

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Surviving the Chopping Block

Regardless of the positive trend of the U.S. economy, the threat of being a victim of company downsizing keeps many Americans awake at night pacing, wondering; Am I next? Can my family survive the loss of income? How can I keep myself from the chopping block? Unfortunately, in most cases, there’s not much an employee…

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Medical Bill Woes

According to a CNN report, 49.9 million Americans were without medical insurance in 2010. To seal the gap between those insured and uninsured the government signed the Affordable Care Act that requires every American to be covered by medical insurance or Medicaid. Unfortunately the complexity of the Act has many scratching their heads about coverage…

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Using Debt Properly

One of the most common financial questions we receive at The Financial Consulate is, “When is it best to borrow money versus using existing savings?” Oftentimes those in the business of providing financial advice will recommend borrowing money whenever you can get a relatively low interest rate. Unfortunately, people may not be aware that this…

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