February 2019 Update

Archive for January 2019

Home Equity Credit Line: An Invaluable Tool

For many years now, I have been promoting one of the greatest and most invaluable (but underappreciated) financial planning tools—the home equity credit line (HECL). An HECL is an agreed-upon balance that you can borrow from at your own choosing on a portion of your home’s equity. If you borrow against the credit line, then you…

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Understanding Stocks

At the time this article was written, the U.S. stock market had just lost 12 percent in the preceding 2.5 months. This type of market decline causes a serious amount of angst and worry among stock investors. Watching their account balances deteriorate and the subsequent sense of losing a significant amount of money is quite…

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